While you’re selling on line only, PayPal will be more than adequate. You will have to have a bank account and a credit card attached to the PayPal account in order to have access to an ATM Debit card to extract funds from the account. Without the credit card, you will still be able to transfer funds to your bank account within 4 or 5 days.
PayPal is the most widely accepted method of processing credit cards on the Internet, but you’ll want to protect yourself from fraudulent activities by having a dedicated checking account in which you’ll transfer funds, and then extract the funds, never leaving yourself too vulnerable.
You can apply through your bank if you’ve been with them more than 2 years.
CostCo has great rates and affordable equipment for back-of-the-room sales.
Google Checkout
Clickbank is used by most of the Affiliate programs. The downside to Clickbank is they retain 50% of the sales fee. Couple that with an Affiliate commission which is 20-50% and there’s no upside to selling products through this site unless you can negotiate with the Affiliate for a specific figure less than 50%. The reason most people use this site is it’s the most widely used.
Commission Junction is more generous to the end user and fairly easy to set up.
Local Merchant Services account reps can be found through your Chamber of Commerce directory.
Personal referrals from other speakers who use Merchant Services
U-Site is a free 4-page website that offers a shopping cart set up and a database capture.
There are unlimited resources for Merchant Accounts.Which ever you choose, you want to make it as easy as possible for you clients to buy from you. PayPal Merchant Accounts
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